The Inspector-General of Police (IGP) has commended the National Insurance Commission (NIC) on its bold implementation of the Motor Insurance Database (MID).

This follows a letter signed by Commissioner of Insurance, Justice Yaw Ofori and copied to GhanaWeb, directing all insurance companies which provide motor insurance to end the issuance of manual insurance stickers.

The objective of the MID however, is to curb the phenomenon of vehicles with fake motor insurance stickers plying our roads, thus endangering lives and property.

IGP Oppong-Boanuh in his remarks called on the NIC to expedite action on the training of the insurance officers, police officers of the Motor Traffic and Transport Division (MTTD) on the MID across the Country for a more effective and successful implementation.

The IGP stated that this initiative was long overdue and could not have come at a better time and bemoaned the carnage on our roads being recorded at such alarming rate barely a few days into the new year as worrisome.

He made these remarks when the top Management of the NIC led by the Commissioner of Insurance, Mr. Justice Yaw Ofori paid a courtesy call on him at the Police Headquarters.

The Commissioner of Insurance, Mr Justice Ofori on his part commended the Police for being a key stakeholder in the motor insurance space as regards enforcement without which the industry would have suffered a huge setback.

Mr Ofori assured the IGP and for that matter the Police Service of the insurance Industry’s unrelenting support towards an enhanced collaboration.

“The NIC will collaborate with the MTTD as they conduct random checks across the lengths and breadths of the country to rid our roads of uninsured vehicles with fake insurance stickers”, the Commissioner intimated.

It is instructive to note that the number of uninsured vehicles on our roads are not easily detectable by the Police and this has caused many lives and property – a situation that warranted the development and ultimate implementation of this database. It is expected that this will provide the much-needed vehicle for increased insurance penetration in the country; thus, contributing to real economic growth.

It would be recalled that the Vice-President, Dr. Mahamudu Bawumia made a formal declaration on this all-important digital database in December 2019 and its swift implementation by the NIC is a demonstration of the Regulator’s resolve to ensure consumer protection and prudent solvency of the insurance sector as stipulated in the Article 2 (3) of the Insurance Act 2006 (Act 724) and plugging the loopholes couldn’t have been this timely.

Present at the meeting were other top Officials of the Ghana Police Service and the NIC. Also present was the Director-General of the Motor Traffic and Transport Division (MTTD) of the Ghana Police Service, COP Mrs. Beatrice Vib-Sanziri.