The flagbearer of the New Patriotic Party, Dr. Mahamudu Bawumia, mocked the opposition National Democratic Congress for what he described as their impossibility mindsets and lack of understanding of the credit scoring system he has proposed.

Among the policies he has proposed, Dr. Bawumia has said his government will introduce a national individualized credit scoring system, which will allow Ghanaians to buy goods, including mobile phones, on credit and pay by installments through their credit score.

However, NDC communicators, following Bawumia's analogy of buying a mobile phone on credit and paying in installments, have been ridiculing the policy and claiming and casting doubt on its feasibility.

Dr. Bawumia has hit back and mocked the NDC for their lack of appreciation of a system he said is common in developed countries among the working class.

"When we say we want to do something, they always say it is not possible. But it is possible," Dr. Bawumia said in Hamile during his campaign tour.

"When I said a few days ago that Ghanaians suffer a lot because everything we want to buy, we have to use cash to buy everything. In the developed countries like the UK, Germany, Japan, and the United States, workers buy most things on credit. You buy a fridge, you buy a television, you buy a car, and you buy a mobile phone, you pay small, small, small. But in Ghana, you have to pay it all. So I said Ghana has reached a stage where we are going to introduce a credit scoring system that allows our workers to also pay small, small, small."

"When I said it, they couldn't understand. They don't understand some of these things and we are going to do it and you can buy your mobile phone and pay small, small, small until you finish paying. And we will be introducing the credit scoring system," he stated.

Dr. Bawumia added that, typical of the NDC, he could assure everyone that the NDC would turn around and claim credit for the policy once it is successfully implemented.

"What I can assure you is that very soon, when the system starts working, you can be sure that the NDC will start to claim that it is they who introduced the system. They will claim that it is they who introduced the system just as they are claiming it is they who introduced Free Senior High School education."

"We are bringing the credit scoring system so that our people can get good credit for goods so that they can pay small, small, small," he stated.

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