Ace Kumawood actor Kwaku Manu has questioned the timeliness of the flagbearer of the New Patriotic Party's promise to implement a credit rating system that will facilitate Ghanaians' purchase of items on credit.

While Kwaku Manu is not entirely against the idea, he believes there are far more pressing issues facing the country than a credit rating system.

Speaking as a panellist on UTV's United Showbiz program hosted by MzGee, Kwaku Manu averred that for the policy to achieve its intended result, progress must be made in other facets of Ghanaian life, including employment and good salaries.

"Jobs are more important than a credit scoring system because if you are unemployed, you can't generate positive credit ratings to borrow things. Elsewhere, for you to get a credit card, you must be gainfully employed. Your wealth status determines the limit of your credit rating.

"Here in Ghana, those employed are fewer than those without jobs. The unemployed graduates are more than the employed ones. People are always in debt because things are expensive, and times are hard in this country. I will plead with the government to have mercy on us and run the country well so that we all can benefit," he said.

The credit scoring system is one of the leading promises by Dr. Bawumia, who is on a campaign to become the president of Ghana.

In a Facebook post, Dr. Bawumia highlighted the country's advancements, such as the issuance of the Ghana Card, the merging of databases, and the growth of financial inclusion through mobile money interoperability.

These developments, he argued, set the stage for implementing a credit scoring system.

"Among many benefits, the operation of a credit scoring system will make it easier for the ordinary Ghanaian to purchase essentials such as cars and mobile phones, and obtain loans at lower interest rates," Dr. Bawumia stated.

Jobs More Important Than Credit Scoring System - Kwaku Manu to Dr. Bawumia#UnitedShowbiz pic.twitter.com/KXgTFYvYk8

— UTV Ghana (@utvghana) July 27, 2024